| HOW TO SAVE MONEY ON RESTAURANTS AND THE 'LATTE' FACTOR |
How To Save Money On Restaurants...
and 'What is the Latte Factor, and How Can I Reduce It?
and 'What is the Latte Factor, and How Can I Reduce It?
Now we are going to look at such a simple, obvious, and EASY way
to save money, that never even occurs to most people.
What are you doing for lunch at work? Are you going out to a
restaurant? Are you getting fast food, because it's easy and
convenient? If so, you are spending about $5-$8 per meal!
For this example, we will say that you are like most of working
America and you eat lunch at a fast food restaurant, spending $7
per meal.
So not only are you clogging your arteries and getting poor
nutrition, but you are spending $210 per month just on lunch!!
Start bringing your lunch to work with you. Instead of dining out at
a restaurant, make yourself a sandwich, or whatever you please.
The groceries will add up to $1-$2 per meal, if that. Let's say $2 per
meal.
1st-Month Savings on Brown-bagging it for lunch: $150!!
Ongoing monthly savings over restaurants: $150/month
Benefit to your health: Priceless!
to save money, that never even occurs to most people.
What are you doing for lunch at work? Are you going out to a
restaurant? Are you getting fast food, because it's easy and
convenient? If so, you are spending about $5-$8 per meal!
For this example, we will say that you are like most of working
America and you eat lunch at a fast food restaurant, spending $7
per meal.
So not only are you clogging your arteries and getting poor
nutrition, but you are spending $210 per month just on lunch!!
Start bringing your lunch to work with you. Instead of dining out at
a restaurant, make yourself a sandwich, or whatever you please.
The groceries will add up to $1-$2 per meal, if that. Let's say $2 per
meal.
1st-Month Savings on Brown-bagging it for lunch: $150!!
Ongoing monthly savings over restaurants: $150/month
Benefit to your health: Priceless!
Rob Hunter
| If restaurants are a necessity, at least use the links on the right to find some affordable, healthy restaurants in your area. This way at least you will still save some money through the discounts, and eat healthier than if you were wolfing down a stack of cheeseburgers everyday for lunch! |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
This section goes hand-in-hand with the 'Save Money and Lose Weight' guide, but
focuses on a different method of saving money on restaurants.
focuses on a different method of saving money on restaurants.
identifying and either eliminating or at least cuttign back on your 'Latte
Factor'.
If you're like 99% of Americans, you probably have SOMETHING you are
spending money on like that $3.50 Mochachino from Starbucks every
morning on the way to work, as well as the $1.50 muffin?
If you cut that out of your budget, there's another $150 per month you
save, in addition to the $150 per month you just saved on restaurants!
The Latte Factor is that expensive and unnecessary little thing that you
have every day, or practically every day, that could make you a fortune if
you cut it out of the budget and invested it instead.
Did you know that if you took that $150 each month and invested it at
10%, that in 20 years you would have over $100,000? Now, if between
that $150, and $150 per month from saving on restaurants, and $350 from
paying yourself first into your retirement plan...well, you saw the total on
the main page. The point is that a little bit of money saved every month by
cutting down on restaurants and the Latte Factor adds up to BIG MONEY
in the future!
'BUT I LIKE MY FANCY STARBUCKS DRINKS AND RESTAURANT
MEALS AND I DON'T WANT TO GIVE THEM UP!!'
Ok, fiiiine! Just cut back on it then. If you are going to be able to retire in
20 years, with enough to live comfortably every year just taking out
interest, wouldn't you be willing to make that small sacrifice?
In the words of Jim Rohn, "OF COOOURSE!!"
Factor'.
If you're like 99% of Americans, you probably have SOMETHING you are
spending money on like that $3.50 Mochachino from Starbucks every
morning on the way to work, as well as the $1.50 muffin?
If you cut that out of your budget, there's another $150 per month you
save, in addition to the $150 per month you just saved on restaurants!
The Latte Factor is that expensive and unnecessary little thing that you
have every day, or practically every day, that could make you a fortune if
you cut it out of the budget and invested it instead.
Did you know that if you took that $150 each month and invested it at
10%, that in 20 years you would have over $100,000? Now, if between
that $150, and $150 per month from saving on restaurants, and $350 from
paying yourself first into your retirement plan...well, you saw the total on
the main page. The point is that a little bit of money saved every month by
cutting down on restaurants and the Latte Factor adds up to BIG MONEY
in the future!
'BUT I LIKE MY FANCY STARBUCKS DRINKS AND RESTAURANT
MEALS AND I DON'T WANT TO GIVE THEM UP!!'
Ok, fiiiine! Just cut back on it then. If you are going to be able to retire in
20 years, with enough to live comfortably every year just taking out
interest, wouldn't you be willing to make that small sacrifice?
In the words of Jim Rohn, "OF COOOURSE!!"
Enter the 'Latte Factor'