| HOW AND WHY TO LOWER YOUR MONTHLY BILLS |
Although the answer may be obvious, most people are headed for
option 1, or worse, option 2.
Why?
Most American families live paycheck to paycheck and do not plan for
retirement. They don't set aside money in long-term investments, and
most important, they don't PAY THEMSELVES FIRST.
Paying yourself first is a critical concept in planning for retirement.
When you get a paycheck, who do you pay first?
The government, in taxes. Then you pay your mortgage, then your car
loan, then your groceries, then your health insurance, car insurance,
credit card debt, etc.
What's left at the end to pay YOU?
For 95% of families, the answer is NOTHING, and so that's why 80%
of families over the age of 50 have LESS THAN $10,000 in net assets.
Whether you are 20 years old or 50 years old, this website is designed
to help you lower your monthly bills and expenses so that you can PAY
YOURSELF FIRST in pre-tax contributions to your retirement plan.
Or at the very least, lower your bills so that you can at least stay afloat.
option 1, or worse, option 2.
Why?
Most American families live paycheck to paycheck and do not plan for
retirement. They don't set aside money in long-term investments, and
most important, they don't PAY THEMSELVES FIRST.
Paying yourself first is a critical concept in planning for retirement.
When you get a paycheck, who do you pay first?
The government, in taxes. Then you pay your mortgage, then your car
loan, then your groceries, then your health insurance, car insurance,
credit card debt, etc.
What's left at the end to pay YOU?
For 95% of families, the answer is NOTHING, and so that's why 80%
of families over the age of 50 have LESS THAN $10,000 in net assets.
Whether you are 20 years old or 50 years old, this website is designed
to help you lower your monthly bills and expenses so that you can PAY
YOURSELF FIRST in pre-tax contributions to your retirement plan.
Or at the very least, lower your bills so that you can at least stay afloat.
So, You Want To Lower Your Monthly Bills? Have More Spending
Cash, Perhaps Even Retire Someday?
It's a Lot Easier Than You Think!
Cash, Perhaps Even Retire Someday?
It's a Lot Easier Than You Think!
Hello and Welcome! Finding This Site Could Result in You Having
An Extra $1,200 or so Per Month...
But before we begin, I have an important multiple-choice question
for you:
An Extra $1,200 or so Per Month...
But before we begin, I have an important multiple-choice question
for you:
Rob Hunter
| Throughout this site you will find valuable links and resources for you to implement these powerful money-saving strategies. The links appear on the left and right, and will take you directly to where you need to be to start realizing these monthly savings! I hope that you learn much, and change your life and financial future for the better as a result of the knowledge and resources I have presented to you here. So here's to sipping that margarita in the Bahamas and enjoying a financially-free retirement! |
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| What Do You Want to be Doing When You are 65? 1) Continuing to work 40-60 hours a week on my job 2) Bagging groceries and depending on family/friends to make up the difference between my social security check and the skyrocketing costs of living 3) Sipping a Pina Colada on my cruise ship in the Bahamas, and otherwise enjoying my retirement? |
But let's assume that you decide to take my advice and start putting
these savings towards your retirement.
Here is what you can expect if you go through each of these financial
guides and follow the instructions:
Monthly Savings from Mortgage Refinance: $237
Monthly Savings on Groceries: $160
Monthly Savings on Fast Food/Restaurants: $150
Monthly Savings on the 'Latte Factor': $150
Monthly Savings on Health Insurance: $200
Monthly Savings on Car Insurance: $100
Monthly Savings on Debt Consolidation: $200
Monthly Savings on Your Phone Bill: $ 50
Total Estimated Monthly Savings: $1,247 PER MONTH!
these savings towards your retirement.
Here is what you can expect if you go through each of these financial
guides and follow the instructions:
Monthly Savings from Mortgage Refinance: $237
Monthly Savings on Groceries: $160
Monthly Savings on Fast Food/Restaurants: $150
Monthly Savings on the 'Latte Factor': $150
Monthly Savings on Health Insurance: $200
Monthly Savings on Car Insurance: $100
Monthly Savings on Debt Consolidation: $200
Monthly Savings on Your Phone Bill: $ 50
Total Estimated Monthly Savings: $1,247 PER MONTH!
Now, let's assume that every month you pay yourself first and put that
$1,247 as a pre-tax contribution into your retirement plan. Over the
next 20 years, your retirement plan averages 10% per year (which is
not too difficult to manage).
Monthly Contribution: $1,247
Annual Interest Rate: 10%
Years until retirement: 20
Total Value at Retirement: $946,932.94
Annual Interest Income During Retirement: $94,693.29
Did you expect to be earning $94,693.29 every year AFTER
you retire? Without even touching the principal of your
retirement account?
Do you think that it's worth taking the time to look over these
pages and IMPLEMENT what you learn, to have that financial
freedom?
$1,247 as a pre-tax contribution into your retirement plan. Over the
next 20 years, your retirement plan averages 10% per year (which is
not too difficult to manage).
Monthly Contribution: $1,247
Annual Interest Rate: 10%
Years until retirement: 20
Total Value at Retirement: $946,932.94
Annual Interest Income During Retirement: $94,693.29
Did you expect to be earning $94,693.29 every year AFTER
you retire? Without even touching the principal of your
retirement account?
Do you think that it's worth taking the time to look over these
pages and IMPLEMENT what you learn, to have that financial
freedom?
P.S. This site is FREE, a way of giving back to the community and helping others regain
control of their finances. What goes around comes around, and if you would like to
contribute to the site to keep it free, or to give back a small portion of the financial
benefits you have received, you may do so here:
control of their finances. What goes around comes around, and if you would like to
contribute to the site to keep it free, or to give back a small portion of the financial
benefits you have received, you may do so here:
The amount is set to $1, so just set the Quantity to the amount that you feel
appropriate to contribute.
I appreciate your support in keeping this site free, and hope that you benefit
many, many times what you contribute!
appropriate to contribute.
I appreciate your support in keeping this site free, and hope that you benefit
many, many times what you contribute!